Sberbank: how to transfer money to a card from a savings book. All methods, recommendations

At present, only those who are afraid of progress prefer to use the savings book. Unlike a savings book, you can pay by card with your card, transfer money to your loved ones, and repay loans online. But if a client of Sberbank in the old fashion stores money in a savings account, he must "transfer" them to a card to complete the operation. There are several options for transferring money from a savings book to a Sberbank card.

How to make a transfer in the office?

If there is no desire to understand the terminals and online services, the client can turn to Sberbank employees for help. To do this, you should choose any branch in the city and bring along your passport, passbook and card.

The operation takes no more than 10 minutes. But the money is not credited to the card immediately. This is the longest way to transfer money from a passbook to a card. First, cash is credited to the card account, then, after 4-6 hours, they are displayed on the credit card balance.

If a client wants to urgently transfer money from a savings book to a Sberbank card, he should use another option. After the transfer, the operation can be canceled, but in some cases it takes a long time (up to 1 hour).

It is recommended to keep checks until the funds are credited to the card balance. When transferring between the accounts of one client, a transaction fee is not charged.

Operation at Sberbank Online

Those who use the Internet bank can easily make transfers between their accounts and cards. Sberbank’s free app saves customers time and money. This is a convenient and reliable way to transfer money to a Sberbank card from a savings book. The operation takes no more than 1 minute.

How to transfer money from a savings book to a card - instructions for Sberbank Online clients:

1. Log in to the Internet Bank.
2. Select on the main page the account from which the transfer is required, and click on "Transactions". If the savings book is not displayed, go to the "Deposits" section.
3. Select the line "Transfer between your accounts and cards."
4. Edit enrollment account. This account is a bank card.
5. Dial the transfer amount.
6. Check whether the data entered is correct and confirm the operation.

If the operation is successful, the status is "Completed". Having updated the menu, the client will see the changed balance of the savings book and bank card. If desired, the cardholder can print a check in the history of operations of Sberbank Online.

Translation in a mobile application

Smartphone owners can perform an operation at any time in minutes. To do this, download the free Sberbank mobile application and install it on your phone.

The functionality of Sberbank Online is almost fully available in the application. Bank customers can make payments, transfers, repay loans at their bank and other organizations. You can transfer money from a Sberbank card to a savings book and back within 1 minute. The operation is performed online.

To perform an operation between accounts of a client of Sberbank, it is necessary:

1. Log in to the service using a 5-digit code.
2. Find the "Payments and Transfers" tab.
3. Select "Between your accounts and cards."
4. Click on the passbook with which you want to transfer funds. It is displayed on the main page of the screen.
5. From the list, select the desired bank card.
6. Dial the transfer amount.
7. Check data.
8. Confirm the operation.

After completion, it is recommended that you return to the main menu to familiarize yourself with the balances on the passbook and bank card. The balance should change for each of the accounts.

Information about the translation is stored in the history. The client can view the latest transactions by choosing a bank account or bank card account.

Transfer of funds at Sberbank terminals and ATMs

Self-service areas allow you to carry out operations around the clock, having at hand a bank card. How to transfer money to a card from a savings book using an ATM of Sberbank:

1. Insert the card into the card reader of the device and dial the PIN code.
2. In the menu, find "Payments and transfers."
3. After opening, you need to click on the "Translations" line again.
4. Click on the "Transfer between your accounts" icon.
5. Select a debit account - a passbook.
6. Choose a credit account - bank card.
7. Enter the transfer amount.
8. Check, and if everything is correct, confirm the operation.

After the transfer through the self-service device, the client can receive a check. All information about the process is displayed on the ATM screen.

Do not forget that after the transfer you need to pick up a bank card. To do this, click on the special field "Pick up a card", or return to the main menu and there, carry out the operation of withdrawing a credit card.

Caution when transferring from a passbook to a card

Sometimes Sberbank customers become victims of fraudsters who enjoy the trust of defenseless citizens. Therefore, when performing operations in terminals and ATMs, safety should be kept in mind.

When dialing a PIN code, it is recommended to cover it from other clients by hand. If someone is standing too close behind (when performing an operation in the self-service device), you should correctly ask to move away.

You can’t comment on your actions out loud, fraudsters can take advantage of this. Moreover, it is not recommended to carry a PIN code from a card or write it on a plastic medium.

If the client has suspicions that someone is interested in his operations in the terminal, it is recommended to stop the service. If possible, check your credit card balance immediately. If the funds to the account are not enough, you need to call the support service and immediately block the credit card.

These simple security measures will help to protect your accounts when transferring from a savings book to a card and back at Sberbank terminals or Sberbank Online online kiosks.

We examined how to transfer money from a passbook to a card.